Law office of

JOHN F. CLENNAN,ESQ.

2206 Ocean Avenue * Ronkonkoma, NY 11779
631-588-6244 * http://john_f_clennan_esq.tripod.com 		HAD AN ACCIDENT? DON'T KNOW WHAT TO DO?

The Wrong Idea: FAMOUS LAST WORDS

  • You don’t need a lawyer.
  • You can put this under your own health insurance.
  • Won’t the insurance company come with a check.

The Right Idea: KNOW YOUR RIGHTS

A polite answer to any of those questions can lead to disaster. The NY No-Fault Law provides for health care and wage continuation after an auto accident. To limit your rights, the New York State Insurance Department has passed rules requiring you to file a No-Fault claim within 30 days after an accident. This will increase dramatically insurer’s profit margins do that they avoid paying money they owe. The sad fact is the system is out to beat you.

30 DAYS S.O.L.--- statute of limitations)

The New York Insurance Department has limited your time to file a claim under No-Fault Law to 30 days post accident.

ONLY THE FAQS

  • But I heard Uncle Charley just sat back, did nothing and a check came to him. He didn’t have a lawyer and filled out no paperwork he can remember.

    Every family has an Aunt Emma legend, which gets better with every retelling. Just how much is true and how much is fable is the question.

  • Is it expensive to have a lawyer in a personal injury claim?

    Lawyers do not charge you. Most personal injury cases are done on contingency.

  • What can a lawyer do if the accident was mostly my fault?

    New York has comparative negligence. You are not precluded from recovering if the accident was partly your fault.

  • Shouldn’t No-Fault benefits be automatic? Why should I get a lawyer?

    Maybe the benefit ought to be automatic. Sad fact is that short-circulating your rights has become a sport for the insurers which seek to widen profit margins. After an accident you must:

    • * File a MV 104 (Police Report)
    • * File a NF2 (No-Fault form)
    • * See a Lawyer
If lawyers weren’t necessities why would the rich have them?
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Law office of John F. Clennan 2206 Ocean Avenue Ronkonkoma NY 11779 631-588-6244 http://john_f_clennan_esq.tripod.com
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